wow...
I just got an email from a client's daughter. She needed me to call her mom because her mom didn't have my number handy and was driving.
It turns out that someone hacked her Charter account and changed all of her passwords, her SS# on the account, her birthday, everything. She can't access anything and of course, can't verify anything for them because they have changed all the info. She is now driving an hour to meet some guy from the company on the highway at a rest stop so she can prove her identity so they can fix the accounts.
All of her credit cards have been compromised, her bank accounts, everything...
Keep this in mind - if someone has your birthdate (easy to find) and SS# (hard to find) they can destroy your life very quickly. Forget checking your credit report for problems... by the time most things get to your credit report days or weeks could have passed.
If your Social Security card is in your wallet, go take it out and put it in a drawer somewhere. That card and your dirver's license have almost all the information needed for someone to turn your life inside out and backwards.